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For More info on these topics, please dial 1-800-853-8591 and enter the ext. below: |
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First Time Buyers >More Down Payment Help
One of the most common deterrents to first-time home buyers is the lack of a down payment. However, the home loan industry has practically re-created itself in the last ten years, making it easier than ever to obtain a mortgage, and new mortgage programs are always cropping up.
Some states sponsor loan programs that allow buyers to purchase a home without putting any money down. A parent or other relative can guarantee repayment of ten percent of the loan if the buyer defaults. The only cash needed is for the closing costs, which typically run about three percent of the loan. Parents can also give their children down payment help through a personal note or second trust deed. The terms can be set up for monthly payments or annual payments amortized over a period of time. You could pay the interest only, and have the payoff due when the property is sold.
With so many alternatives, doesn't it make sense to call your real estate agent for a free consultation? You may be closer to home ownership than you think.
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Where would you go if you wished to stay in the world's most expensive hotel room?
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The Imperial Suite at the President Wilson Hotel in Geneva, Switzerland, which can be reserved for $33,000 per night. |
 See More Real Estate Trivia > |
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Jim, Caroline and the Davis
Team
Realty World South
1874 Slaughter Road
Madison, AL
35758
Phone: 256-325-8500
Fax: 256-325-8504
Email:
huntsvillesold@NUMBER1EXPERT.com
Absolutely Accessible -- Marketing,
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Information on our new proactive approach is found in our complete marketing
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obligation. Call or email us today for your free package. 800-515-9959 / 256-651-8500
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