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Madison Information
Welcome > Local Info > Madison Information ...

About the Madison, Huntsville and Hampton Cove, Alabama Area
 

Welcome to the Tennessee Valley. 

Your new home is the best of the South. We love Huntsville and you will too. We are just 2 hours driving time from Birmingham, Atlanta, and Nashville, and less to numerous small towns that are just wonderful.  

In Huntsville you'll find the Space and Rocket Center (home of space camp), The Von Braun Center, Huntsville Museum of Art, Old town Huntsville, Alabama Constitution Village, The Weeden House museum, Huntsville Depot, Redstone Arsenal, NASA, the Botanical Gardens, the Tennessee River, the mountains, the parks and on and on. 

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Real Estate Tips
Interest Rates >Locking in Loan Rates

It is important for both new homebuyers and homeowners who want to refinance to understand how to lock in an interest rate when applying for a mortgage loan. Understanding how rate locks work prepares you to evaluate your options.

While you are in the process of applying for your mortgage loan, interest rates will most likely fluctuate from day to day and week to week. If you want assurance that the wonderfully low interest rate on your loan will not increase while you are waiting for loan approval, ask for a rate lock. A conventional rate lock is a guarantee from the lender that your mortgage will carry a particular interest rate, with specific, predetermined points and fees.

The interest rate is "locked in" for a specified period of time, usually thirty days. When you call a lender for a rate quote, ask how long that rate will last for. If you think you might need more than thirty days to complete your home purchase or refinance, tell your lender how many days you will require, and they will give you an adjusted rate quote.

Rate locks are especially useful if interest rates are on the upswing, and you are concerned about ending up with higher monthly payments. If you cannot afford the risk of a further interest rate increase, lock in your loan rate now.

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Real Estate Trivia
Q 
What home product makes lawn mowing easier than ever?

A 
The Robomow, a robot lawn mower manufactured in the UK by Friendly Machines, can cut 6,000 square yards of lawn all by itself.
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Jim, Caroline, and the Davis Team, REALTOR®, real estate agent and broker for Madison, Huntsville and Hampton Cove, Alabama home listings, property and land for sale - NUMBER1EXPERT

Jim, Caroline and the Davis Team
New South, Realtors

1874 C Slaughter Road
Madison, AL 35758
Phone: 256-325-8500
Fax: 256-325 8504
Email: HomeJames@knology.net

Absolutely Accessible -- Marketing, Promotion, and Profit for Property Owners. When you need the assistance of a Realtor, New South, Realtors and our team of professionals are Absolutely Accessible. We don’t just sell homes (even though we do it faster) we give quality, competent representation for buyers. Our track record of exceptional representation for Buyers and Sellers is unparallel in the market today. The old ways of sticking a sign in the yard and waiting for a call are gone. Information on our new proactive approach is found in our complete marketing package that is available to prospective customers free of charge and obligation. Call or email us today for your free package. 800-515-9959 /256-325-8500

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